Equity

At the end of the year under review, equity was €3,511 million (€3,309 million in 2015). The profit before dividend for the period of €212 million was credited to equity. The return on equity (ROE) was 6.2% in 2016 (3.6% in 2015). Solvency, at 55%, was slightly up on last year (2015: 53%).