Bonds and term deposits (included in ‘Financial assets available for sale’) are partly intended for the payment of the investment commitments of approximately €1,428 million (€838 million in 2015), repayments and interest payments on the loans, and long-term provisions and liabilities.

The other financial assets as at December 31, 2015 include a loan granted to HTM Personenvervoer NV in the form of cumulative preference shares, which is divided into fair value of a loan (€ 26 million) and fair value of an option from € 4 million. On 30 June The Group has effectuated the option implemented in cooperation agreement with HTM Beheer B.V. As a result, the share capital of HTM Personenvervoer NV was sold back to HTM Beheer B.V. The resulting claim on HTM consisting of the nominal value less already received return is received at the end of 2016.

At year-end 2016, a receivable of € 136 million on the Ministry of Infrastructure and the Environment has been recorded concerning the correctionmechanism concession fee (see note 29), of which € 121 million has been identified as long-term (under the Loans and receivables) and € 15 million has been identified as short-term (note 18).

As of December 31, 2015 The loans and receivables include the non-current part of the receivable (€118 million) payable by the Railway Pensions Fund, which derives from a new agreement between Railway Pensions Fund and NS, as described in note 24 Employee benefits. It is expected that this receivable will be received in full by the end of 2017 and by December 31, 2016 classified as current.

The Group's credit risks, currency risks and interest rate risks associated with the other investments are explained in more detail in note 30.